The practice of interaction with banking and insurance organizations is one of the main directions of our law firm. We assist in the preparation of documents for pledge, loan agreements, obtaining insurance payments. Our specialists also protect the interests of clients in front the unlawful actions of collectors.
The borrower has the right to invalidate the loan agreement by proving that the object of the loan (money or things) has not been actually received from the lender or received in a smaller amount than specified in the contract.
If the penalty payable is excessively large compared to the losses of the creditor, the court, at the request of the debtor, has the right to reduce the penalty, considering the degree of fulfillment of the debtor’s obligation and the interests of the parties.
The policyholder is free to choose the insurer both for voluntary and compulsory forms of insurance.